John Wade
Regional Manager / Senior Loan Officer
NMLS: 256688
Copyright ©2026 | Golden Empire Mortgage, Inc. | John Wade NMLS #256688 | Company NMLS #2427 | Licensed to Do Business in the State of CA
NMLS Consumer Access Portal | Privacy Policy | Texas SML Consumer Complaint Notice | Site Accessibility
Golden Empire Mortgage, Inc. ("GEM") [NMLS ID No. 2427] is a California corporation whose principal business office is located at 1200 Discovery Drive, Ste. 300, Bakersfield, California 93309. GEM is a residential mortgage lender and servicer licensed by the Department of Financial Protection and Innovation pursuant to the California Residential Mortgage Lending Act under license no. 413-0360. GEM conducts residential mortgage lending activities in the following additional states as follows:
Arizona: GEM conducts business in the state of Arizona as Golden Empire Mortgage, Inc. under Mortgage Bankers license no. 0906440 issued by the Arizona Department of Financial Institutions. | Colorado: GEM conducts business in the state of Colorado pursuant to a Mortgage Company Registration issued by the Colorado Division of Real Estate. | Florida: GEM conducts business in the state of Florida under Mortgage Lender Servicer License No. MLD2524 issued by the Florida Office of Financial Regulation. | Georgia: GEM conducts business in the State of Georgia under Mortgage Lender License/Registration No. 2427 issued by the Georgia Department of Banking and Finance. | Hawaii: GEM conducts business in the State of Hawaii licensed by the Hawaii Division of Financial Institutions. | Idaho: GEM conducts business in the state of Idaho under Mortgage Broker/Lender License No. MBL-2080002427 issued by the Idaho Department of Finance. | Illinois: GEM conducts business in the State of Illinois under Residential Mortgage License MB 6850161 issued by the Illinois Department of Financial and Professional Regulation. | Indiana: GEM conducts business in the state of Indiana under Mortgage Lending License No. 65742 issued by the Indiana Department of Financial Institutions. | Kentucky: GEM conducts business in the State of Kentucky under Mortgage Company License No. MC858086 issued by the Kentucky Department of Financial Institutions. | Massachusetts: GEM conducts business in the State of Massachusetts under a Mortgage Lender License approved by the Massachusetts Division of Banks. | Michigan: GEM conducts business in the State of Michigan licensed by the Michigan Department of Insurance and Financial Services. | Missouri: GEM conducts business in the State of Missouri under Mortgage Company License No. 2427 issued by the Missouri Division of Finance. | Montana: GEM conducts business in the State of Montana under Mortgage Lender License No. 2427 issued by the Montana Division of Banking and Financial Institutions. | Nevada: GEM conducts business in the state of Nevada under Mortgage Company License No. 5494 issued by the Nevada Department of Business and Industry, Division of Mortgage Lending. | New Hampshire: GEM conducts business in the State of New Hampshire licensed by the New Hampshire Banking Department. | Ohio: GEM conducts business in the State of Ohio under Residential Mortgage Lending Act Certificate of Registration No. RM. 805256.000 issued by the Ohio Division of Financial Institutions. | Oklahoma: GEM conducts business in the State of Oklahoma under Oklahoma Mortgage Lender License No. OK-2427. | Oregon: GEM conducts business in the state of Oregon under Mortgage Lending License no. ML-2891 issued by the Department of Consumer and Business Services, Division of Financial Regulation. | Pennsylvania: GEM conducts business in the State of Pennsylvania under Mortgage Lender License No. 109188 and Mortgage Servicer License No. 109189, both issued by the Pennsylvania Department of Banking and Securities; John Wade is licensed as a Pennsylvania Mortgage Originator under License No. 110527. | Tennessee: GEM conducts business in the State of Tennessee licensed by the Tennessee Department of Financial Institutions. | Texas: GEM conducts business in the state of Texas as GEM Mortgage, Inc. pursuant to a Mortgage Bankers Registration issued by the Texas Department of Savings and Mortgage Lending. Texas Loan Applicants see Notice Link Above. | Utah: GEM conducts business in the State of Utah licensed by the Utah Division of Real Estate. | Washington: GEM conducts business in the state of Washington under Consumer Loan Company License no. CL-2427 issued by the Washington Division of Consumer Services, Department of Financial Institutions. | West Virginia: GEM conducts business in the State of West Virginia licensed by the West Virginia Division of Financial Institutions. | Wyoming: GEM conducts business in the State of Wyoming licensed by the Wyoming Division of Banking.
